is this impossible?
Well, I think the reason why you got turned down is because you do not have enought money down.If there is someone involved in the loan from another country they have to give more money down and the Mortgage % rates are usually alot higher than someone living in the states.I think she should go with a first...

Has anyone experienced this?
Hi ,I believe it might be the length of time that was allowed between pulling both the reports and they also may have been scored at two very different credit companies.You usually have up to 30 days to have your credit pulled as many times as you want for the same exact amount of financing that is needed.If...